To meet market demand, BVSC announced interest rate adjustments for iBond & iDeposit products, especially for flexible products iBondVar & iDeposit Var, specifically as follows:
1. For iBond products
1.1. iBondFix fixed bond product: Allows customers to hold until maturity
| Term (days) | 90 | 180 | 270 | 365 |
| Interest rate (%/year) | 6.50 | 7.20 | 7.60 | 8.00 |
|
Actual interest rate received (%/year) |
6.09 | 6.99 | 7.46 | 7.89 |
1.2. Flexible bond product iBondVar: Allows customers to withdraw capital flexibly. Apply interest rates according to the previous term for transactions with incomplete terms.
| Term (days) | <30 | 30 | 60 | 90 | 120 | 150 | 180 | 210 | 240 | 270 | 300 | 330 | 365 |
| Interest rate (%/year) | 0.20 | 5.22 | 5.31 | 6.15 | 6.15 | 6.80 | 7.00 | 7.10 | 7.20 | 7.50 | 7.60 | 7.70 | 7.80 |
|
Actual interest rate received (%/year) |
4.00 | 4.70 | 5.74 | 5.84 | 6.55 | 6.79 | 6.92 | 7.04 | 7.36 | 7.47 | 7.58 | 7.69 |
2. For iDeposit products
2.1. iDeposit Fix product: Fixed deposit
| Term (days) | 30 | 60 | 90 | 120 | 150 | 180 | 270 | 365 |
| Interest rate (%/year) | 5.20 | 5.60 | 6.20 | 6.35 | 6.95 | 7.20 | 7.30 | 7.80 |
|
Actual interest rate received (%/year) |
4.94 | 5.32 | 5.89 | 6.03 | 6.60 | 6.84 | 6.94 | 7.41 |
2.2. iDeposit Var product: Flexible principal withdrawal
| Term (days) | 30 | 60 | 90 | 120 | 150 | 180 | 210 | 240 | 270 | 300 | 330 | 365 |
| Interest rate (%/year) | 5.00 | 5.40 | 6.00 | 6.20 | 6.80 | 7.00 | 7.00 | 7.10 | 7.10 | 7.30 | 7.30 | 7.60 |
|
Actual interest rate received (%/year) |
4.75 | 5.13 | 5.70 | 5.89 | 6.46 | 6.65 | 6.65 | 6.75 | 6.75 | 6.94 | 6.94 | 7.22 |
To meet market demand, BVSC announced interest rate adjustments for iBond & iDeposit products, especially for flexible products iBondVar & iDeposit Var, specifically as follows:
1. For iBond products
1.1. iBondFix fixed bond product: Allows customers to hold until maturity
| Term (days) | 90 | 180 | 270 | 365 |
| Interest rate (%/year) | 6.50 | 7.20 | 7.60 | 8.00 |
|
Actual interest rate received (%/year) |
6.09 | 6.99 | 7.46 | 7.89 |
1.2. Flexible bond product iBondVar: Allows customers to withdraw capital flexibly. Apply interest rates according to the previous term for transactions with incomplete terms.
| Term (days) | <30 | 30 | 60 | 90 | 120 | 150 | 180 | 210 | 240 | 270 | 300 | 330 | 365 |
| Interest rate (%/year) | 0.20 | 5.22 | 5.31 | 6.15 | 6.15 | 6.80 | 7.00 | 7.10 | 7.20 | 7.50 | 7.60 | 7.70 | 7.80 |
|
Actual interest rate received (%/year) |
4.00 | 4.70 | 5.74 | 5.84 | 6.55 | 6.79 | 6.92 | 7.04 | 7.36 | 7.47 | 7.58 | 7.69 |
2. For iDeposit products
2.1. iDeposit Fix product: Fixed deposit
| Term (days) | 30 | 60 | 90 | 120 | 150 | 180 | 270 | 365 |
| Interest rate (%/year) | 5.20 | 5.60 | 6.20 | 6.35 | 6.95 | 7.20 | 7.30 | 7.80 |
|
Actual interest rate received (%/year) |
4.94 | 5.32 | 5.89 | 6.03 | 6.60 | 6.84 | 6.94 | 7.41 |
2.2. iDeposit Var product: Flexible principal withdrawal
| Term (days) | 30 | 60 | 90 | 120 | 150 | 180 | 210 | 240 | 270 | 300 | 330 | 365 |
| Interest rate (%/year) | 5.00 | 5.40 | 6.00 | 6.20 | 6.80 | 7.00 | 7.00 | 7.10 | 7.10 | 7.30 | 7.30 | 7.60 |
|
Actual interest rate received (%/year) |
4.75 | 5.13 | 5.70 | 5.89 | 6.46 | 6.65 | 6.65 | 6.75 | 6.75 | 6.94 | 6.94 | 7.22 |
